Wednesday, September 25, 2019 / by Ashley Yates
Published: April 12, 2018
Passing the inspection advances you to the next level: closing the deal on your house.
Getting beyond the home inspection is sort of like advancing to the next level in a video game.
When you get past this step, you get to advance to a fresh, exciting place — your new home, to be exact.
In Every Inspection, There Are Stakes for Buyers and Sellers
Once the buyer has made, and you’ve accepted, the offer, your home will get the once-over from the buyer’s home inspector. The inspection is usually a contingency of the offer, meaning the buyer can back out based on serious problems discovered. The lender also expects an inspection to make sure it’s making a good investment. Makes sense, right?
During the home inspection, an inspector will examine the property for flaws. Based on the inspector’s report the buyer will then give you a list of repair requests.
Your agent will wo ...
Wednesday, September 18, 2019 / by Ashley Yates
With this super-simple breakdown of loan types, you won’t get overwhelmed — you’ll find the right mortgage.
When it comes to buying a house, most people know what they prefer: a bungalow or a condo, a hot neighborhood or a sleepy street.
Mortgages, too, come in many styles — and recognizing which type you should choose is just slightly more involved than, say, knowing that you prefer hardwood floors over wall-to-wall carpeting.
First things first: To pick the best loan for your situation, you need to know what your situation is, exactly. Will you be staying in this home for years? Decades? Are you feeling financially comfortable? Are you anxious about changing loan rates? Consider these questions and your answers before you start talking to lenders.
Next: You’ll want to have an understanding of the different loans that are out there. There are lots of options, and it can get a little co ...
Wednesday, September 11, 2019 / by Ashley Yates
There are a lot of home pricing resources out there, and some are far better than others.
When it’s time to sell your house, you may be feeling a little anxious. A chapter of your life is closing. There’s a lot of money on the table. You may be thinking “Is my house priced too high?" "Too low?" "Am I leaving too much money on the table?” These are big questions.
Luckily, you have a few resources at your disposal to figure out where your house stands among the crowd: a listing agent’s expertise and guidance, plus online property sites to get insight into the market.
So take a deep breath. Then do your homework. The more you know, the more confident you’ll be when it’s time to make those big decisions.
Turn to Local Experts — Because They Really Know Their Stuff
The good news: Local market info is freely available online, so you, the seller, can get a sense of what your house is worth.
The bad news: Lo ...
Wednesday, September 4, 2019 / by Ashley Yates
By: Kelley Walters
Tips for shopping around for a mortgage -- even if you think you don't qualify.
Think you're not ready to unlock home ownership yet? That the financial hurdles are too high? You may be short-changing yourself. Many of the things renters believe about home-buying are myths.
Here's the real deal.
Myth: I Have to Put Down 20%. :(
Saving 20% of the price of a home in many places isn't just a challenge; it's a roadblock. And it's not a must-do. In fact, the median down payment for first-time buyers is 7%. How can you become part of the less-than-20 club?
FHA Loans: The Federal Housing Association (FHA) is an old friend to first-time buyers and others who are ready to become homeowners with less than a 20% down payment. If you qualify, you may be able to get a loan with as little as 3.5% down.
DownpaymentResource.com and NeighborWorks: Some local and state agencies sponsor down-paymen ...
Friday, August 30, 2019 / by Ashley Yates
The Fun Times
Fall 2019 - September, October, November
City of Ocala Recreation and Parks Upcoming Programs and Activities
Register for all programs at www.ocalafl.org/recpark. All programs are for all ages and are FREE unless otherwise noted.
AFTER DARK IN THE PARK MOVIE SERIES
Bring your lawn chairs and blankets. Popcorn, hotdogs, and drinks available for small fee.
TBA | Tuscawilla Park | 800 NE Sanchez Ave | Friday, Sept 13 at 8 p.m.
COCO | Citizens’ Circle | 160 E Fort King St | Friday, Sept 30 at 7:30 p.m.
HOCUS POCUS | Fort King National Historic Landmark | 3925 E Fort King St | Saturday, Oct 26 at 7 p.m.
FISH FRY & CLASSIC CARS FUNDRAISER
Eighth Avenue Adult Activity Center | 830 NE Eighth Ave.
Friday, Oct. 11 | 5-7 p.m.
Enjoy a delicious fried fish meal complete with French fries, hush puppies, coleslaw and a drink for only $10/person. Live music, giveaways and an auction. Explore classic cars and check out the programs the cente ...