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At Southern Home Loans we pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage. Customer service is our highest priority, as we work for you! Whether you are first-time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage specialists can help you take that first step toward a financial solution. We take pride in constantly updating our clients and making them feel like part of our family every step of the way throughout our process!

As a direct lender, we alleviate the typically drawn-out loan process, pre-approving borrowers within one hour and providing a written pre-approval certificate to present with their purchase contract.

We’re securely supported by Goldwater Bank, NA, as our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.